What do these programs cover?Original Medicare comes in two parts: Medicare Part A and Medicare Part B.
- Medicare Part A covers hospital and skilled nursing facility stays, hospice care, and some home health care costs. Most people get Part A for free (no premium) as long as they have worked at least 10 years and paid Medicare taxes.
- Medicare Part B helps to cover doctors’ appointments as well as services, preventative and specialty services, outpatient care, home health care, and some medical equipment.
Talk to a licensed representative before selecting a Medicare Advantage Plan to make sure you get the right coverage for you. Our licensed agents help you compare the cost of plans, review current benefits and get help with enrollment all across the U.S.
On the other hand, Medicaid provides health coverage for some low-income adults, children, pregnant women, elderly adults and people with disabilities. The benefits vary from state to state, but can include:
- Prescription drug coverage
- Case management
- Physical therapy
- Occupational therapy
- Personal Care
- Speech, hearing and language disorder services
- Dental and vision services
- Inpatient and outpatient hospital services
- Physician Services
- Laboratory and X-Ray Services
- Nursing Home Facilities
- Home health services
- Early and Periodic Screening, Diagnostic, and Treatment Services (EPSDT)
- Family Planning Services
- Free Standing Birth Center Services
- Transportation medical care
Is is possible to qualify for both Medicare and Medicaid?Yes, it’s possible to be eligible for both Medicare and Medicaid, (known as “dual eligibility”) and they will work together to provide coverage at a very low cost. The program is funded jointly by states and the federal government.
If you think you may qualify for Medicaid in addition to your Medicare coverage, or have questions about your potential coverage in general, contact an agent specializing in Medicare today.