Medicare covers several important things when it comes to Coronavirus and COVID-19 care, including testing, the vaccine and some treatments and hospitalizations. MEDICARE COVERS THE COVID-19 VACCINE If you are currently enrolled in Medicare, you can receive the COVID-19 vaccine at no additional cost to you. The Centers for Disease Control (CDC) has identified older adults and people who have severe chronic medical conditions as groups that are at higher risk for COVID-19, which means
When it comes to saving on your Medicare costs, there are several things you can do. From enrolling at the right time, to performing a thorough annual review, to using Medicare Part C, or Medicare Advantage Plans, there are many options available to help you cut your Medicare costs. It is always a good idea to work with an expert on Medicare (like an independent Medicare insurance agent) who can help make sure you have

VA Health Care and Medicare

Are you a Veteran about to turn, or just turning, 65? Wondering how VA coverage and Medicare will work together, or if you even need Medicare coverage if you have Veterans Affairs health benefits? We put together the following expert answers and valuable information to help you transition to Medicare as a veteran.   VA Health Coverage With your Veterans Affairs (VA) Health Care benefits, you are covered for regular checkups and appointments with specialists,

Medicare vs. Medicaid

While their names may sound alike, Medicare and Medicaid are two different programs. Both are government programs that can help you pay for healthcare and medical expenses, but that’s about all they have in common. Medicare is a federal insurance program for people who are 65 years or older, and for some people with disabilities. Medicaid, on the other hand, is a joint federal and state program that helps people with limited resources pay for
Unfortunately, when it comes to vision, dental and hearing care, traditional Medicare doesn’t offer much coverage for older adults. If you have supplemental insurance, however, it may pay for some or all of these services, depending on your plan. Original Medicare and Hearing Aids Medicare Part B doesn’t cover the cost of hearing aids or the exams needed for fitting one. However, Medicare Part B does cover diagnostic hearing exams if your doctor orders them
Each year, Medicare changes the premiums and cost-sharing (deductibles, copays, and coinsurance) you pay for Medicare Part A and Part B. In most years, the changes are not drastic, and the changes for 2021 are relatively moderate. The chart below shows the changes for 2021. 2020 & 2021 Part A & Part B costs at a glance   2020 2021 Part A premium – Most people don’t pay a monthly premium for Part A If
If you don’t know about Medicare Advantage plans, it would be in your best interest to look into them as an option for your coverage. There’s a reason 34% of all Medicare beneficiaries are enrolled in one of these plans. Medicare Advantage plans, also known as Part C plans, is an alternative way for beneficiaries to receive their Medicare benefits. Rather than staying on Original Medicare, a Part C plan is offered by private insurance
We understand how confusing Medicare can be, that’s why we want to make everything as clear for you. A Medicare Advantage Plan is a type of Medicare health plan that is offered through private carriers. This plan covers all the benefits that are covered under Medicare Parts A and B (Original Medicare) plus extra benefits. You can select from HMOs, PPOs, Private Fee-for-Service, and Medicare Medical Savings Account Plans. Who qualifies for Medicare Advantage? You
What is Hospice Care Hospice care is a part of your Medicare coverage that provides patients comfort and familiarity while nearing the end of life. Fortunately for most people, the answer to “does Medicare pay for hospice,” is yes. Original Medicare will pay for hospice once you meet certain criteria. Your hospice doctor and your regular doctor certify that you are terminally ill (life expectancy of six months or less).You accept palliative care (comfort) instead
Being familiar with all the different kinds of Medicare programs is crucial to making an informed decision. Everyone’s situation is different, so it is important to study your budget and health to gauge what Medicare program fits you best. One way to start is by reading this informative article that will explain the ins and outs of every kind of Medicare program. If you feel overwhelmed by some of the complexities of certain Medicare programs,