Medicare AEP vs OEP: What’s the Difference?

As if Medicare weren’t confusing enough, everywhere you look there are confusing acronyms! These two are particularly important to not confuse because they affect when you can change your plans based on your current enrollment. So, let’s jump right in.AEP is the Annual Enrollment Period, which runs every year from October 15th to December 7th. It is during this time that plan benefits for the upcoming year are announced (read about your Annual Notice of […]

How to Find a Doctor Who Accepts Medicare

Are you worried about finding a doctor who accepts Medicare? Good news! According to a Kaiser Survey in 2015, most primary care doctors still participate in the Medicare program and are accepting new Medicare patients. So, it’s quite likely your current doctor will continue to accept you as a patient when you start on Medicare. But if not, here’s how to go about finding a doctor who accepts Medicare, with no surprise costs. In terms […]

What You Need to Know About your Annual Notice of Change Letter

It’s that time of year again! The 2020 Medicare Annual Enrollment Period (AEP) will run from October 15, 2019, to December 7, 2019. During (AEP) you can make changes to various aspects of your coverage. For those enrolled in a Medicare Advantage plan or Part D Plan, you should receive your “Annual Notice of Change” (ANOC) shortly (if you haven’t already). This notice gives a summary of any changes in the plan’s cost and coverage […]

How to Unlock Medicare Benefits as a Federal Employee

We encounter many federal employees doubting if they should, or even can, enroll in the Medicare program. Will you lose your Federal Employee Health Benefits (FEHB) if you enroll in Medicare? Do you really need Medicare if you have FEHB? Let us put your mind at ease. Even as a federal employee you are still eligible to enroll in the Medicare program…and we highly recommend that you do! There are still some decisions you need […]

[FREE Printable] 6 Phone Numbers Every Senior Should Have

We are more than just your go-to place for complex Medicare answers – we’re also a great resource for the little things. Sometimes the simplest gestures can make life easier and that’s what we like to do for our clients. So, we’ve rounded up the phone numbers and websites of 6 important places and put it in a printable for you to keep next to your phone or posted somewhere else helpful. Click the image […]

How to Sign Up for Medicare – Download Your Free Checklist

Medicare is intricate, but it doesn’t have to be. Whether you are new to Medicare, preparing to retire, or about to turn 65, you have several important decisions to make soon. We are here to make those choices clearer. We’ve outlined a checklist (with a timeline) for enrolling in Medicare and avoiding any late penalties or gaps in coverage. Get My Checklist*There are outbound links on this page6-9 MONTHS BEFORE YOU TURN 65:[  ]  Understand […]

The Medicare Sign Up Questions You Need to be Asking

The sign up for Medicare can be anxiety-inducing and confusing. Many people feel like the system is actively working against them just to get more money. To make sure you’re getting the coverage you need to be a healthy, functioning person while not shoveling piles of money into the healthcare furnace, we encourage you to make a few important considerations:When should you sign up?First and foremost, you’ll need to know when and how you’re dealing […]

Rheumatoid Arthritis and Medicare… What Do You Need to Know?

Managing your Rheumatoid Arthritis within the Medicare system can seem complicated and worrisome. Medicine costs and treatment plans are expensive and can change based on the progression of your disease. Instead of spending your time worrying about Medicare, we want to help you find the freedom to just focus on your health. Let us show you why taking a second glance at your Medicare plan could be beneficial in reducing the costs associated with your […]

5 Medicare Myths: Get the Truth ASAP

Unfortunately, there are a lot of Medicare myths and misconceptions floating around out there. It’s important to start educating yourself early so you can make the best choices for your health coverage without any penalties or gaps in coverage.Medicare Myths: #1I will be automatically enrolled in Medicare when I turn 65.Truth: Most people turning 65 will not automatically be enrolled in Medicare. Only those already collecting some form of Social Security (either retirement or disability […]